June 1, 2020
Due to travel restrictions, plans are only available with travel dates on or after
Due to travel restrictions, plans are only available with effective start dates on or after
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Here's a piece of advice for any groom- or bride-to-be: Don't worry too much about planning the perfect wedding day, because something will go wrong. Your best man will forget his dress shoes. Your aunt will have one cocktail too many. Your band will play off-key. It's still going to be the best day of your life.
Just don't let your honeymoon be the one thing that goes awry! After the wedding whirlwind, you and your love deserve a perfectly romantic and stress-free vacation. The best way to make that happen? Buy travel insurance for your honeymoon. Here are the most important things your plan should include.
On average, American couples spend $5,100 on their honeymoon.1 That’s a big investment. If you have to cancel your trip or change your plans at the last minute, you could lose all the money you spent.
You might be thinking: “Why would I cancel my honeymoon? We’ve been planning it for a year!” Of course you don’t want to cancel it, but sometimes life leaves you no other choice. For instance:
These are just a few examples. Most airlines, resorts, tour companies and cruise lines have strict refund policies. So even if you’re forced to cancel your trip for a reason that’s completely out of your control, you won’t get your money back… unless you have travel insurance for your honeymoon.
Trip cancellation benefits can reimburse your prepaid, non-refundable expenses, up to the maximum benefit in your plan, if you must cancel your honeymoon due to a covered reason. “Covered reasons” are the situations or events that are specifically named in your insurance plan.
Trip cancellation benefits are available in: OneTrip Cancellation Plus, OneTrip Basic, OneTrip Prime, OneTrip Premier, AllTrips Prime, AllTrips Executive, and AllTrips Premier
Picture this: You’re in Spain, driving along the Costa Brava, when an oncoming truck hits your car. Your husband has a fractured shoulder. Your rental car is totaled. This was not the honeymoon you’d planned. What do you do now?
Travel insurance can help when you’re forced to pause your trip or cut it short for a covered reason! (It can also help with emergency medical care and the rental car damage—we’ll get to that in a minute.) In a situation like this one, trip interruption benefits give you choices about what to do.
If you decide to return home early for a covered reason (like a serious injury or a car accident), these benefits can reimburse your unused, prepaid, non-refundable expenses, up to the maximum benefit in your plan. Trip interruption benefits also can reimburse you for covered costs for your trip home.
If you decide to continue your romantic road trip, trip interruption benefits can reimburse you for transportation expenses you incur to continue your trip, as well as additional accommodation and transportation expenses when the interruption prolongs your trip.
Available in: OneTrip Cancellation Plus, OneTrip Basic, OneTrip Prime, OneTrip Premier, AllTrips Prime, AllTrips Executive, and AllTrips Premier
Anytime you need emergency medical care overseas—like in the car-accident situation above—you may end up paying for it yourself.
“Most hospitals and doctors overseas do not accept U.S. health insurance,” the U.S. Department of State warns. “Medical care is not free in Spain. If you require medical attention, you will incur expenses, even if you are treated in a public healthcare facility.”2
The same is true in most other countries. That’s why travel insurance for a honeymoon should always include emergency medical and dental benefits to reimburse you for eligible costs of medical care for a sudden, unexpected illness, injury, or medical condition you experience while traveling.
Available in: OneTrip Basic, OneTrip Prime, OneTrip Premier, OneTrip Emergency Medical, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier
Here’s another honeymoon disaster scenario: You’re having the time of your life on a cruise ship in the Caribbean when your wife slips on a wet pool deck and falls hard on the concrete. The ship’s doctor suspects a serious head injury, but doesn’t have the equipment onboard to diagnose or treat her. This means she’ll have to be airlifted to a hospital in Miami.
The cruise line will not pay for a medical evacuation. Being airlifted from a cruise ship can cost tens of thousands of dollars or more, depending on where you are and the condition of the patient. Luckily, if your travel insurance includes emergency medical transportation benefits, we can arrange and pay for an evacuation if you suffer a covered illness or injury while on your trip and we determine that the local medical facilities are unable to provide appropriate medical treatment.
Available in: OneTrip Basic, OneTrip Prime, OneTrip Premier, OneTrip Emergency Medical, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier
You and your sweetie just touched down in the Maldives. Your bags… did not. You have no swimsuits, no fresh clothes, and no toothbrushes. Ew.
Again, having travel insurance for your honeymoon can save the day. If your baggage is delayed during your outbound trip, your baggage benefits can reimburse you for purchasing essential items you need until your suitcases arrive. (The length of a covered delay and the maximum limit for reimbursement are defined in your plan.)
Travel insurance can also help if your baggage is lost, damaged, or stolen while you are on your trip. And remember that we consider “baggage” to be more than your luggage—it’s defined as any personal property you take with you or acquire on your trip. (Exclusions and maximum limits apply; read your plan for details.)
Available in: OneTrip Basic, OneTrip Prime, OneTrip Premier, OneTrip Rental Car Protector, OneTrip Emergency Medical Plan, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier
You’ve just landed in Amsterdam and are about to board your connecting flight to Rome. Then, a gate agent announces that your airline’s staff have gone on strike. Every flight out is canceled.
This is horrible. You’re supposed to be spending the first night of your honeymoon in a luxury hotel in Trastavere, not in an airport waiting area. You’re supposed to be dining on bucatini all’Amatriciana, not eating smushy sandwiches.
Travel insurance is here to save your honeymoon! If you experience a covered delay, your travel delay benefit can reimburse you for your lost prepaid trip expenses plus eligible costs for meals, accommodation, communication, and transportation during the delay (up to the maximum limit in your plan).
Here’s some even better news: If your plan includes SmartBenefits®, you can opt to receive a fixed inconvenience payment of $100 per insured person, per day, for a covered travel delay (up to the maximum no-receipts limit). That’s an extra $200 for you and your sweetie to spend on your honeymoon. No receipts are required—just proof of a covered delay. Learn more about SmartBenefits®.
Travel delay benefits available in: OneTrip Cancellation Plus, OneTrip Basic, OneTrip Prime, OneTrip Premier, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier
SmartBenefits® available in: OneTrip Prime, OneTrip Premier
If you’re renting a car for your honeymoon, you should protect that vehicle with the OneTrip Rental Car Protector. You get primary coverage for covered collision, loss and damage up to $50,000, along with 24-hour emergency assistance and other benefits. It’s affordable: just $11 per calendar day. And it works in the U.S. and overseas! (Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/coverage may vary by state, and sublimits may apply.)
Available in: AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier, or as a stand-alone purchase. Not available in all states.
The honeymoon is your time to relax. No worries, no stress, no freakouts. That’s why having 24-hour assistance is key! Available anytime on the Allianz TravelSmartTM app or by phone, assistance is available to help with virtually any travel challenge: medical emergencies, lost travel documents, missing luggage, lost or stolen personal items, and more.
Some plans also include concierge services. Your Allianz Travel Insurance concierge is delighted to help with your honeymoon by making restaurant reservations, obtaining event tickets, offering sightseeing recommendations, referring you to special services and much more. (You’re responsible for the cost of tickets, tours, or any other goods and services booked at your request by the concierge.)
Available in: Assistance is included in all Allianz Travel Insurance plans. Concierge services are included in OneTrip Emergency Medical, OneTrip Prime, OneTrip Premier, AllTrips Basic, AllTrips Prime, AllTrips Executive, and AllTrips Premier.
One last piece of advice: Make sure you AND your new spouse are protected. Many people ask, “Can you get couples travel insurance?” Yes, and it’s super easy! Just click “Add additional traveler” when you’re purchasing a plan. Get a quote now to protect your honeymoon.
View all of our travel insurance products
Terms, conditions, and exclusions apply. Please see your plan for full details. Benefits/Coverage may vary by state, and sublimits may apply.
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